Body Fat Calculator
Estimate adult body-fat percentage using metric or imperial measurements. Choose the older neck-and-circumference equation commonly called the Navy method or the Deurenberg BMI, age, and sex regression, then review fat mass, fat-free mass, FFMI, BMI, reference bands, and method limitations.
Use a flexible, non-stretch tape. Keep it level and snug without compressing the skin.
Adult estimate only.
Enter the required body measurements.
The calculator will estimate body fat, fat mass, fat-free mass, FFMI, and BMI.
How to Use the Body Fat Calculator
Choose circumference when you can take the required tape measurements consistently. Choose BMI estimate when circumference measurements are unavailable.
Select metric or imperial units and the male or female coefficient used by the published equation.
Enter every visible field. The result shows estimated body-fat percentage, fat mass, fat-free mass, FFMI, BMI, and a general reference band.
For trend tracking, repeat the same method under similar conditions rather than comparing small changes from different methods.
Circumference Method Versus BMI Estimate
The legacy circumference equation estimates body fat from external body shape. The male equation uses height, neck, and abdomen at the navel. The female equation uses height, neck, natural waist, and hips.
The BMI regression estimates body fat from BMI, adult age, and a male or female coefficient. It does not use circumference or directly account for muscularity and fat distribution.
Neither method is reliably best for every individual. Measurement quality, body shape, age, population, and the original equation assumptions all matter.
Body-fat estimation methods
Swipe horizontally to view the full table.
How to Take Circumference Measurements
Use a flexible non-stretch tape on bare skin where practical. Keep it horizontal and snug without compressing the tissue.
Measure the neck just below the larynx.
For the male equation, measure the abdomen horizontally at the navel after a normal relaxed exhalation.
For the female equation, measure the natural waist after a relaxed exhalation and the widest part of the hips and buttocks.
Repeat each measurement using the same landmarks and tape tension.
What the Results Mean
Body-fat percentage estimates how much total body weight consists of fat mass.
Fat-free mass is everything remaining after estimated fat mass is removed. It includes muscle but is not a measurement of muscle alone.
FFMI adjusts estimated fat-free mass for height. BMI describes total weight relative to height and remains different from both body-fat percentage and FFMI.
What each result means
Swipe horizontally to view the full table.
General Adult Reference Bands
The visual scale uses commonly cited adult fitness categories associated with the American Council on Exercise.
Neutral labels are added below the essential-fat minimum and above the average range.
These bands are not diagnoses, treatment thresholds, competition requirements, or universal definitions of health.
Lower body fat is not automatically better. Essential fat supports normal physiological function.
General adult body-fat reference bands
Swipe horizontally to view the full table.
How the Adult BMI Regression Works
The adult equation is BF% = 1.20 × BMI + 0.23 × age − 10.8 × sex − 5.4, with male coded as 1 and female as 0.
The original study reported a standard error of estimate of approximately 4.1 body-fat percentage points.
That value describes prediction error across the study and does not guarantee that an individual estimate is within 4.1 points.
The study population covered BMI values from approximately 13.9 to 40.9 and ages up to 83.
Why This Is Not the Current Navy BCA
The circumference option uses older equations commonly described online as the U.S. Navy body-fat method.
The current June 2026 Navy Guide-4 collects height, waist, and weight.
Step 1 uses waist-to-height ratio. Sailors at or above the specified ratio proceed to a separate body-composition calculation based on height-waist difference, weight, and sex-specific official tables.
This calculator does not implement that procedure and cannot determine Navy standards or compliance.
FFMI and Muscularity Context
FFMI equals estimated fat-free mass in kilograms divided by height in metres squared.
It can provide height-adjusted context when BMI is elevated partly by muscularity.
FFMI depends on the body-fat estimate and is not a health grade, training classification, universal natural limit, or test for performance-enhancing drug use.
Why Body-Fat Methods Disagree
Circumference equations, BMI regressions, bioelectrical-impedance scales, skinfolds, DXA, air-displacement methods, and multi-compartment models measure or infer body composition differently.
Hydration, recent food and exercise, equipment equations, technician skill, and tape placement can change a result.
A small difference between two estimates does not prove that body fat or muscle changed.
Common sources of uncertainty
Swipe horizontally to view the full table.
Privacy and Appropriate Use
The calculation runs entirely in the browser.
Age, height, weight, neck, waist, abdomen, hip, and result values are not uploaded, added to a public URL, or permanently stored.
Use the estimate as broad context rather than a diagnosis, personalised target, treatment plan, or military-compliance result.
Body-fat, Fat Mass, Fat-free Mass, and FFMI Formulas
The body-fat estimate is rounded once to one decimal place. That same displayed estimate drives classification, fat mass, fat-free mass, and FFMI.
Formula variables
- Estimated body-fat percentage
- Male abdomen circumference in inches
- Female natural-waist circumference in inches
- Neck circumference in inches
- Hip circumference in inches
- Height in inches for the circumference equations and metres for FFMI
- 1 for the male coefficient and 0 for the female coefficient in the BMI regression
- Estimated fat mass
- Estimated fat-free mass
Examples
Male circumference estimate
1Input
Male coefficient; height 180 cm; weight 82 kg; neck 40 cm; abdomen 86 cm.
Show result
Result
Estimated body fat is 15.3%, fat mass is 12.55 kg, fat-free mass is 69.45 kg, BMI is 25.31, and FFMI is 21.44 kg/m².
Imperial circumference estimate
2Input
Male coefficient; height 70.87 in; weight 180.78 lb; neck 15.75 in; abdomen 33.86 in.
Show result
Result
The result is equivalent to the metric example apart from small input-rounding differences.
Female circumference estimate
3Input
Female coefficient; height 165 cm; weight 82 kg; neck 34 cm; natural waist 75 cm; hips 98 cm.
Show result
Result
Estimated body fat is 28.2%, fat mass is 23.12 kg, fat-free mass is 58.88 kg, BMI is 30.12, and FFMI is 21.63 kg/m².
Adult BMI-regression estimate
4Input
Female coefficient; age 32; height 165 cm; weight 68 kg.
Show result
Result
BMI is 24.98 and estimated body fat is 31.9%. Estimated fat-free mass is 46.31 kg and FFMI is 17.01 kg/m².
This method cannot directly account for body shape or muscularity.
Fat-free mass is not muscle mass
5Input
Body weight 80 kg and estimated body fat 20.0%.
Show result
Result
Estimated fat mass is 16.0 kg and estimated fat-free mass is 64.0 kg.
The 64.0 kg includes muscle, bone, organs, water, and other non-fat tissue.
Frequently Asked Questions
Which body-fat method should I choose?
Use circumference when you can measure the required sites consistently. Use the BMI regression when circumference measurements are unavailable, while recognising its substantial individual uncertainty.
Is this the current official U.S. Navy body-fat test?
No. It uses older neck-based equations. The current Navy BCA uses height, waist, and weight in a different two-step process.
Can this calculator tell me whether I pass Navy standards?
No. It does not implement the current official assessment and cannot determine service compliance.
Can I use pounds and inches?
Yes. Choose imperial measurements. Existing values are converted when you switch systems.
Why does the BMI method require age?
Age is part of the published regression because the statistical relationship between BMI and estimated body fat changes across adulthood.
How accurate is the BMI body-fat estimate?
The original study reported a standard error of estimate of about 4.1 percentage points. That is a study-level measure, not a guaranteed individual margin.
Why is the BMI method limited to age 83?
Age 83 was the upper end of the original study population. Extending beyond it would add unsupported extrapolation.
What is fat-free mass?
It is body weight minus estimated fat mass. It includes muscle, bone, organs, connective tissue, water, and other non-fat components.
Is fat-free mass the same as muscle mass?
No. Muscle is only one part of fat-free mass.
What is FFMI?
FFMI is estimated fat-free mass in kilograms divided by height in metres squared.
Can FFMI prove steroid use?
No. FFMI is not a drug-use test and depends on the accuracy of the underlying body-fat estimate.
Why does neck size affect the result?
Neck circumference is part of the legacy statistical equation. That is one reason it may not represent every physique equally well.
Why is my smart-scale result different?
Smart scales normally use bioelectrical impedance with different assumptions and sensitivity to hydration, contact, food, exercise, and device equations.
Are the reference bands medical diagnoses?
No. They are general adult fitness references and are not universally accepted health thresholds.
Is a lower body-fat percentage always better?
No. Essential body fat supports normal physiological functions, and suitable levels vary by individual circumstances.
Are my measurements uploaded?
No. The calculation runs locally in the browser and does not create a public measurement URL.
References
- Deurenberg et al. — BMI, Age, Sex, and Body-Fat Prediction
- Hodgdon and Beckett Circumference Equations Revisited
- U.S. Navy — Guide-4 Body Composition Assessment, June 2026
- U.S. Navy — Physical Readiness Program
- CDC — About Body Mass Index
- ACE — Body Fat Percentage Averages
- Kouri et al. — Fat-Free Mass Index in Male Athletes
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